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Find A Public Adjuster in North Carolina You Can Rely On

Ready to truly hold your insurance company accountable and get the valuation you deserve? We work for you, so let's work together.

  • A free second look at your claim
  • No out-of-pocket costs
  • A small fee, only on the overage we win

Free claim review

Let’s review your claim.

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Insurance & loss

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  • Licensed public adjustersLicensed in NC and SC (#8627837) and GA (#3308108), among the states we serve
  • No conflict of interestWe represent policyholders, not insurers
  • 20+ years of claimsComplex fire, water, mold, roof and storm losses
  • No flat ratesNo hidden fees, and nothing up front

A Competent Public Adjuster in North Carolina

Numerous factors go into filing a successful insurance claim. Our public adjuster in North Carolina has years of experience dealing with the most complex situations. No insurance provider scares us, and nothing in the legal aspects of your claim will leave us confused.

With our time dedicated to being independent insurance adjusters, we've learned all the methods that insurance agents use to devalue your property damage and give you less money. We know what's required to get you what you need to make yourself and your life whole. Ramon Melo holds North Carolina public adjuster license #8627837. Make an appointment or schedule a FREE consultation right now with Melo Property Claims.

Call now (704) 325-5525

Other Areas We Serve

How it works

What happens when you call

  1. A free claim review

    Tell us where your claim stands. We say plainly whether a public adjuster will add value.

  2. Inspection and documentation

    We assess the damage, read the policy line by line and build the estimate.

  3. Negotiation to settlement

    We handle the insurer from start to finish, for a percentage of the overage we negotiate.

4.7

Rated 4.7 out of 5 on Google

Read our reviews on Google
  • Excellent customer service and a great team to work with. I sent them an urgent issue and they got back to me instantly. Highly recommended.
    Ryan Taclibon
  • Melo Property Claims deserves more than 5 stars. They took a denied claim and got it approved faster…
    Andres Carrera · Google review
  • Great team to work with. Highly recommend
    Nick Pyshnyuk · Google review
  • Very professional and knowledgeable
    Roxana Vargas · Google review

Our Public Adjuster in North Carolina Does it ALL!

At Melo Property Claims, we want to do more than advocate for you during your current insurance claim. Our qualified public adjusters in North Carolina want to build a stable relationship with you so that you can feel completely comfortable calling us back for whatever you need, whether it's a hurricane or flood claim near the coast or hail, wind and ice damage in the Piedmont and the mountains.

  • Faster insurance claim processes
  • Maximum valuation for your claim money received
  • Stress-free methods
  • Accurate documentation
  • An advocate with authority

Taking on your insurance company alone is a risk. If you would rather have peace of mind that everything is handled correctly, leave it to our public adjuster firm in North Carolina. Our claims adjuster is standing by ready to take your call now!

Get a free claims estimate
House knocked off its foundation by flooding in Princeville, North Carolina

Property Damage Appraisal & Mediation

Our property damage and mediation professionals can step in at any time while you're negotiating with your insurance carrier. Our authoritative stance will ensure you get the maximum amount, and you won't get stuck in a deadlock.

Pre-Loss & Disaster Planning Adjusters

Prevention is always the best answer, but you can't stop what's out of your control. What you can do is be ready by hiring our disaster insurance adjuster in North Carolina. We will get you organized so you're prepared for whatever hits.

Adjuster For Builders Risk Insurance

Your construction project can go terribly wrong due to theft, fire, flooding, and other circumstances that you don't expect. That doesn't mean that you have to start all over. Call now to discover what your options are for builders risk insurance.

Get a free claims estimate

Water & Mold Damage

A little bit of water damage might not seem like that big of an issue, but it can very rapidly destroy your structure. Mold starts growing in as little as 48 hours, too, so call our water damage adjuster as soon as you notice a problem.

Smoke & Fire Damage

A house fire of any size can devastate you and your loved ones. Instead of arguing with your insurance company, spend time with your family. We will take care of the documentation, filing, and dealing with your provider.

Storm & Wind Damage

Has a storm ripped through causing property damage in your North Carolina location? Get the repairs you need fast with our reputable contractor suggestions and fast insurance claim processes. We're here to help pick up the pieces.

Get a free claims estimate

Reasonable Rates

You're already facing a decent amount of setback with your property damages, so paying out even more can seem like the wrong choice. We keep our prices fair, and your investment is worth every cent.

Fast 24/7 Response

There's no way that you can predict when disaster is going to strike your home or commercial location. When it happens, relax, knowing that we're available to take your call around the clock.

Convenient Scheduling

Your schedule is busy enough as it is already. Adding something else might seem like an annoyance, but we have no problems working around what suits your lifestyle the best.

Receive a FREE Claims Estimate Now

Send us the claim, wherever the property is in the states we serve, and we will tell you plainly what it should be worth.

  • Licensed in Several States
  • Homes & Businesses
  • No Up-Front Cost