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A Licensed Public Adjuster for Dallas-Fort Worth Property Claims

Storm, water or fire damage and an insurer that will not pay what it should? Ramon Melo works for you, not the insurance company.

  • A free second look at your claim
  • No out-of-pocket costs
  • A small fee, only on the overage we win

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  • TX License #2463927Ramon Antonio Melo, a licensed Texas public adjuster since 2019
  • Licensed in 18 statesTexas is one of the states where Ramon holds a public adjuster license
  • Calls answered 24/7Reach Ramon day or night, as soon as the damage happens
  • On-site visitsRamon inspects the damage in person at your property

A Public Adjuster in Dallas-Fort Worth Who Works for You

After a loss, your insurance company sends its own adjuster to decide what your claim is worth, and that adjuster answers to the insurer. Ramon Antonio Melo is a licensed Texas public adjuster with Melo Property Claims, and he represents the other side: the homeowner or business owner whose property was damaged.

He reads your policy line by line, documents the damage, builds an estimate of the full cost of repairs and negotiates with the insurer until the claim is paid fairly.

Call now (704) 325-5525

Other Areas We Serve

Serving Homes and Businesses Across the Metroplex

Ramon takes residential and commercial property claims throughout Dallas County, Tarrant County, Denton County and Collin County, including:

  • Dallas and Fort Worth
  • Arlington and Irving
  • Plano, Frisco and McKinney
  • Denton
  • Garland and Richardson

North Texas sits in the path of spring hail and severe thunderstorms, and one storm can damage roofs across whole neighborhoods. When that happens, insurers work to close claims quickly. Having your own adjuster from the start keeps the claim about your damage, not their schedule.

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Home in Runaway Bay, Texas with most of its roof torn off by an EF2 tornado

Hail & Windstorm Damage

Hail bruises shingles, cracks siding and dents gutters, and insurers often call that damage cosmetic. Ramon documents every impact so the roof is valued for what it will cost to put right.

Tornado Damage

A tornado can take a roof, a wall and everything inside in seconds. Ramon inventories the structure and its contents and keeps the claim moving while you find somewhere to stay.

Water Damage

Burst pipes after a hard freeze, slab leaks and storm-driven rain spread behind walls and under floors. Ramon traces where the water went so the whole loss makes it into the estimate.

Fire & Smoke Damage

Fire damage goes well past what burned. Smoke, soot and the water used to put the fire out all belong in the claim, and Ramon makes sure they are counted.

Denied or Underpaid Claims

A denial letter or a low offer is not always the final word. Ramon reviews the insurer's decision against your policy and challenges it when the numbers do not add up.

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Receive a FREE Claims Estimate Now

Send us the claim, wherever the property is in the states we serve, and we will tell you plainly what it should be worth.

  • Licensed in Several States
  • Homes & Businesses
  • No Up-Front Cost